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EMI Scheme – Terms & Conditions

Agreement for EMI (Equated Monthly Installment) option. 

  • BigRayn does not charge its customers any processing/convenience or additional fee for facilitating the zero cost EMI.
  • You shall be solely liable for any breach of the terms and conditions which is not only limited to any non-payment of EMI. You further agree that if you fail to make payments in a timely manner in accordance with the terms and conditions there may be additional interests/penalties which may be decided by BigRayn.
  • You pay for your orders in easy monthly installments using any of the below mode of payments.
    -Direct Bank Transfer.
    -Google Pay.
    -Phone Pay
  •  Zero Cost EMI Offer is applicable for Tenure of 3-6 months for minimum cart value of Rs 10,000 and above. 
  • You need to make a payment of 30% of the order value to avail EMI. Rest 70% will be equally divided as per the tenure availed. 
  • EMI cycle cannot be extended, however one can close the EMI prior to the defined months by paying off the total outstanding amount. 
  • Orders will be delivered post completion of the EMI.
  • Orders cannot be cancelled or exchanged once EMI option is availed. 
  • First installment of the EMI will be started 30 days from the date of order placed.

Interest & Penalties:

  • There is no interest and penalties for our BigRayn clients in case of any delay
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